Team Member Eligibility

If you are classified as a full-time team member working 32 or more hours per week, your coverage begins on the 1st of the month following 30 days of employment if you are newly eligible (new hire or newly promoted to full-time), or on January 1st if you waived benefits when first hired/promoted.The period just before January each year is generally recognized as annual enrollment; a time to enroll or make changes to benefit elections.

Dependent Eligibility

In most cases, you may also cover your eligible dependents, including:

• Your legal spouse,
• Natural child,
• Child placed with you for adoption or a legally adopted child,
• Child for whom you have legal guardianship,
• Stepchild or foster child residing in your home

Dependent Children must meet the following requirements

• Eligible children under age 26
• Child is totally and permanently disabled either physically or mentally, and the disability must have existed before the child was 26 years of age and covered as an eligible dependent at the time of the disability.

Newly eligible dependents are NOT automatically added to your coverage - you must complete and return a Change Form to add them.

For newborn children, be sure to enroll them within 30 days of their birth - DO NOT WAIT until you have a Social Security number for them.

Adding or Removing Yourself or Family Members

To add a new spouse or a new child to your benefit coverage, you must notify the Benefits Department in writing within 30 days of the marriage / birth / adoption / change.You must also complete a Change Form and return with the appropriate documentation.

If a family member becomes ineligible or you wish to remove them due to other coverage, you must notify the Benefits Department in writing within 30 days of the event that institutes the need for change. You must also complete a Change Form and return with the appropriate documentation.

Premium Rates

All premium information can be viewed after clicking on "BENEFITS LOGIN".