Changing Your Choices

United Supermarkets gives you an opportunity to change your benefit choices during annual enrollment each year.

Once you have made your enrollment choices, you generally cannot change them during the year. However, you may make certain changes if you experience a family status change that affects your benefits. Typical qualifying events are:

  • Birth
  • Marriage
  • Adoption
  • Suit for adoption
  • Divorce
  • Child becomes ineligible
  • Death

You must change your benefit elections online for any life event change as soon as possible and before 30 days have passed. If you wait longer than 30 days, no changes will be made to any coverage until the next annual enrollment – per IRS regulations. You will be required to send in documentation with proof of the event. 

Your Special Enrollment Rights

If you are declining enrollment for yourself or your dependents (including your spouse) because of other health plan coverage, you may be able to enroll yourself and your dependents in our plan later. This could occur if you or your dependents lose eligibility for that other coverage (or if the employer stops contributing towards that other coverage).

However, you must enroll within 30 days after you or your dependents’ other coverage ends (or after the employer that sponsors that coverage stops contributing toward the coverage).

In addition, if you have a new dependent due to marriage, birth, adoption, or placement for adoption, you may be able to enroll yourself and your dependents. However, you must request enrollment within 30 days after the marriage, birth, adoption, or placement for adoption.

To request special enrollment or obtain more information, contact the Team Members Benefits Department: (toll-free 1-888-791-0220)

 

Click here for Enrollment / Changes FAQ's